I wonder if the roots of our current problem is in overcapitalization.
From the economist.com
The existing research, however, is quite informative and gives us a sense that misalignment of incentives and overcapitalization are highly contributory.
From the techcrunch.com
Overcapitalization may sound like a good problem to have, considering that only a year or so ago the federal government was racing to save the U.S. financial system from outright collapse.